20 Questions

Questions to Ask When Buying a Multifamily Property

Essential due diligence questions to evaluate financials, operations, tenant dynamics, and hidden costs before purchasing a multifamily investment property.

1

What is the current occupancy rate, and what has it been over the past 2–3 years?

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Why this works

Reveals stability, demand, and whether vacancies are seasonal, structural, or one-time issues.

2

Can you provide rent rolls showing current tenant leases, rents, and lease expiration dates?

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Why this works

Shows income reliability, tenant turnover risk, and whether rents are at market rate or below.

3

What are the operating expenses for the last 2–3 years, broken down by category?

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Why this works

Clarifies true costs—utilities, maintenance, management, taxes—and helps forecast cash flow.

4

Are there any deferred maintenance issues or capital improvements needed in the near term?

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Why this works

Surfaces hidden costs like roof repairs, HVAC replacement, or plumbing upgrades that impact returns.

5

What is the property's Net Operating Income (NOI) and cap rate based on current performance?

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Why this works

Provides the baseline for valuation and helps you assess whether the asking price is justified.

6

How are utilities structured—separately metered per unit or included in rent?

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Why this works

Affects expense predictability and whether tenants or the owner bear utility cost fluctuations.

7

What is the property management situation—self-managed, third-party, or in transition?

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Why this works

Shows whether operations are smooth, the quality of management, and transition risks if changing.

8

Have there been any major tenant disputes, evictions, or legal issues in the past few years?

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Why this works

Reveals tenant quality, legal risk, and whether the property has a history of problem tenants.

9

What is the condition of major systems—roof, HVAC, plumbing, electrical, foundation?

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Why this works

Identifies capital expenditure needs and helps you budget for replacements or repairs.

10

Are there any rent control, zoning, or regulatory restrictions that limit rent increases or renovations?

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Why this works

Clarifies legal constraints that could cap income growth or limit value-add strategies.

11

What is the neighborhood's rental market trend—increasing, stable, or declining demand?

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Why this works

Assesses long-term appreciation potential and whether the area supports rent growth.

12

What is the tenant turnover rate, and what are the typical reasons for move-outs?

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Why this works

Shows stability, tenant satisfaction, and whether turnover costs will erode profitability.

13

Are there any pending special assessments, property tax increases, or insurance rate changes?

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Why this works

Uncovers future cost increases that could impact cash flow and returns.

14

What is the typical lease term—month-to-month, 6-month, or 12-month leases?

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Why this works

Affects income stability and flexibility to adjust rents or reposition the property.

15

Can you provide a list of recent capital improvements and upgrades, with receipts if available?

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Why this works

Shows what's already been invested and what value-add opportunities remain.

16

What is the property's crime rate and safety profile compared to surrounding areas?

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Why this works

Affects tenant demand, insurance costs, and long-term marketability.

17

Are there any liens, encumbrances, or title issues that could complicate the purchase?

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Why this works

Ensures clean title transfer and avoids inheriting previous owner's legal or financial problems.

18

What is the seller's reason for selling, and how long have they owned the property?

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Why this works

Provides context on motivation, urgency, and whether there are undisclosed issues.

19

What is the average time to rent a vacant unit, and what are the marketing strategies?

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Why this works

Shows demand strength and whether the property can absorb turnover without income loss.

20

Can you provide access to inspect all units, common areas, and mechanical systems before closing?

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Why this works

Ensures transparency and allows you to verify condition claims before committing capital.

Multifamily Property Due Diligence

Expert tips and techniques for getting the most out of these questions.

Verify Everything

Don't rely on pro forma projections—use actual historical financials.
Hire a professional inspector to assess structural and systems condition.
Walk every unit and common area yourself to assess quality and tenant upkeep.
Cross-check rent rolls against bank deposits to confirm income accuracy.

Red Flags to Watch For

Seller reluctance to provide financials, rent rolls, or access to units.
Unusually high vacancy or rapid tenant turnover without clear explanation.
Deferred maintenance that suggests cash flow problems or neglect.
Overly aggressive pro forma assumptions that don't match market reality.

Build Your Team

1
Real estate attorney to review contracts and identify legal risks.
2
Property inspector to assess physical condition and estimate repair costs.
3
Property manager or advisor to validate income and expense assumptions.
4
Lender or mortgage broker to structure financing and stress-test returns.

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