20 Questions

Questions to Ask When Buying a New Construction Home

Essential questions to ask when buying a new construction home to ensure you understand the process, timeline, and what's included.

1

What is the expected completion date, and what happens if there are delays?

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Why this works

Understanding timeline expectations helps you plan your move and finances, and know your rights if delays occur.

2

What warranties are included, and how long do they last?

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Why this works

Knowing warranty coverage helps you understand what's protected and plan for potential future repairs or issues.

3

What upgrades and customizations are included in the base price?

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Why this works

Understanding what's included helps you budget accurately and avoid surprise costs for features you assumed were standard.

4

What are the HOA fees, rules, and restrictions?

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Why this works

Understanding HOA requirements helps you budget for ongoing costs and know what you can and cannot do with your property.

5

What utilities are available, and what are the estimated costs?

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Why this works

Understanding utility availability and costs helps you budget for monthly expenses and plan for any special requirements.

6

What is the builder's reputation and track record?

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Why this works

Researching the builder helps you assess quality, reliability, and the likelihood of a smooth construction process.

7

What inspections will be performed, and can I hire my own inspector?

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Why this works

Understanding inspection processes helps you ensure quality and catch any issues before closing.

8

What happens if defects are found after closing?

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Why this works

Knowing defect resolution processes helps you understand your rights and options if problems arise after you move in.

9

What financing options are available through the builder?

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Why this works

Understanding builder financing helps you compare options and potentially secure better terms or incentives.

10

What are the property taxes, and how might they change?

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Why this works

Understanding tax implications helps you budget for ongoing costs and plan for potential increases.

11

What is the neighborhood development plan and timeline?

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Why this works

Understanding development plans helps you know what to expect from the area and how it might affect your property value.

12

What are the school district and local amenities?

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Why this works

Understanding local services helps you assess the area's suitability for your family's needs and lifestyle.

13

What is the builder's policy on change orders and modifications?

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Why this works

Understanding change policies helps you know your options for customizations and associated costs.

14

What happens if the builder goes out of business during construction?

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Why this works

Understanding builder failure protection helps you know your rights and potential recourse if the company fails.

15

What are the closing costs and who pays for what?

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Why this works

Understanding closing cost allocation helps you budget accurately and avoid surprise expenses.

16

What is the builder's policy on walkthroughs and punch lists?

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Why this works

Understanding walkthrough processes helps you ensure quality and address any issues before final acceptance.

17

What are the energy efficiency features and ratings?

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Why this works

Understanding energy efficiency helps you budget for utility costs and potentially qualify for tax credits or incentives.

18

What is the builder's policy on landscaping and outdoor features?

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Why this works

Understanding outdoor feature policies helps you plan for landscaping and know what's included or available.

19

What are the resale restrictions or requirements?

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Why this works

Understanding resale requirements helps you know your options if you need to sell the property in the future.

20

What ongoing maintenance and care will the home require?

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Why this works

Understanding maintenance requirements helps you plan for ongoing care and budget for future expenses.

Navigating New Construction Home Purchases

Expert tips and techniques for getting the most out of these questions.

Protecting Your Investment

Get Everything in Writing

Ensure all agreements, warranties, and promises are documented in writing to protect your interests.

Hire Your Own Inspector

Even with builder inspections, having an independent inspector provides an additional layer of protection.

Understand Your Rights

Know your legal rights as a buyer and don't hesitate to ask questions about anything you don't understand.

Key Discussion Areas

Timeline and completion expectations
Warranties and defect resolution
Financing and closing costs
HOA and community rules
Builder reputation and track record
Inspections and quality assurance
Future development and neighborhood plans

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