20 Questions

Questions to Ask When Buying New Car

Essential questions to ask when buying a new car to ensure you get the best value, features, and service for your investment.

1

What is the total cost including all fees, taxes, and add-ons?

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Why this works

Ensures you understand the complete financial commitment and can compare prices accurately across different dealers.

2

What financing options are available and what are the interest rates?

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Why this works

Helps you understand your payment options and compare financing terms to get the best deal.

3

What is the warranty coverage and what does it include?

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Why this works

Important for understanding what's covered and for how long, protecting your investment.

4

What are the maintenance requirements and service intervals?

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Why this works

Helps you understand ongoing costs and maintenance needs to budget for ownership.

5

What safety features and ratings does this vehicle have?

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Why this works

Critical for ensuring the vehicle meets your safety standards and has the protection features you want.

6

What is the fuel economy and what type of fuel does it require?

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Why this works

Important for understanding ongoing operating costs and environmental impact.

7

What technology and connectivity features are included?

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Why this works

Helps you understand what modern features are available and whether they meet your needs.

8

What is the resale value and depreciation rate?

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Why this works

Important for understanding the long-term value of your investment and potential future trade-in value.

9

What are the insurance costs and requirements?

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Why this works

Helps you budget for ongoing insurance costs and understand any special requirements.

10

What is the delivery timeline and when can I take possession?

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Why this works

Important for planning and understanding when you'll actually get your vehicle.

11

What are the available colors and options for this model?

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Why this works

Helps you understand your choices and whether the vehicle meets your preferences.

12

What is the dealer's service department like and what services do they provide?

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Why this works

Important for understanding ongoing service support and maintenance convenience.

13

What are the lease options and terms if I'm considering leasing?

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Why this works

Helps you understand lease terms and whether leasing might be a better option for your situation.

14

What is the trade-in value of my current vehicle?

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Why this works

Important for understanding how much your current vehicle is worth and how it affects your purchase.

15

What are the available incentives, rebates, or special offers?

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Why this works

Helps you take advantage of any current promotions or discounts that could save you money.

16

What is the dealer's return policy or satisfaction guarantee?

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Why this works

Important for understanding your options if you're not satisfied with the vehicle.

17

What are the financing terms and what happens if I want to pay off early?

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Why this works

Helps you understand the financing details and any penalties for early payment.

18

What is the dealer's reputation and customer service record?

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Why this works

Important for understanding the quality of service you can expect after the sale.

19

What are the available extended warranty or service plans?

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Why this works

Helps you understand additional protection options and their costs and benefits.

20

What questions do you have about my driving needs and preferences?

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Why this works

Shows the dealer is interested in finding the right vehicle for your specific needs and situation.

Making an Informed Car Purchase

Expert tips and techniques for getting the most out of these questions.

Before You Visit the Dealer

Research Your Options

Research different makes, models, and features online. Compare prices, reviews, and specifications to narrow down your choices.

Get Pre-approved for Financing

Shop around for financing options and get pre-approved to understand your budget and negotiate from a position of strength.

Know Your Trade-in Value

Research the value of your current vehicle so you can negotiate effectively and understand your equity position.

Key Areas to Explore

Financial Considerations

Total cost including all fees and taxes
Financing options and interest rates
Trade-in value and equity
Insurance costs and requirements

Vehicle Features and Performance

Safety features and ratings
Technology and connectivity options
Fuel economy and efficiency
Warranty and maintenance coverage

Dealer and Service

Dealer reputation and customer service
Service department quality and convenience
Return policy and satisfaction guarantee
Available incentives and special offers

Negotiating the Best Deal

Be Prepared to Walk Away

Don't feel pressured to make a decision on the spot. Take time to think and compare options.

Negotiate the Total Price

Focus on the total cost of the vehicle, not just the monthly payment, to ensure you're getting the best overall deal.

Get Everything in Writing

Make sure all promises, warranties, and terms are clearly documented in your purchase agreement.

Further Reading

"Car Buying Secrets" by Mark Ragsdale
"The Complete Idiot's Guide to Buying a Car" by Dan Ramsey
"Consumer Reports Car Buying Guide"

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